Person-to-person payments (P2P) is an online technology that allows people to transfer money to others. As a Union Bank online and mobile banking customer, you have automatic access to our convenient Pay Others service. When family or friends need money quickly, you can turn to the Pay Others feature within online banking to make direct person-to-person payments. This is a great way to send money to loved ones on birthdays and other special events, to settle-up a restaurant bill or to help someone you want to pay quickly and efficiently. Lots of possibilities will present themselves, and this option will come in handy. It’s simple to set up, (you only need your debit card number) and even easier to send money (you only need to know the recipient’s mobile phone number or email address). And, you can do it all from the convenience of your desktop PC, tablet or mobile phone.
Step 1- Sign-Up:
Step 2 – Send Money:
Receive Money:
Note: Recipients’ without an eligible debit card or for those who prefer to receive funds directly to their bank account; will need to provide account and routing number information. Funds will be received in approximately 1-2 business days. Funds will be returned to your account if Recipient does not claim the money after 10 days.
Security Tip: Please never ask for someone else’s debit card number, nor give another individual your number (other than to a business for a normal telephone or online purchase). And, never share your PIN (Personal Identification Number) with anyone.
Also referred to as Person-To-Person or P2P, Pay Others is Union Bank’s payment system which allows you to send money electronically in a fast and secure way from your Union Bank checking account to another person’s bank account when logged-in to online and mobile banking.
All Union Bank customers with personal and business checking accounts that are enrolled in online and mobile banking. The service in not available to Cash Management customers.
To quickly send money to family and friends in an emergency or on a special occasion like a birthday or holiday.
iOS and Android devices are supported.
All that is needed to use the service is a Union Bank debit card and the recipients’ name, and email address or mobile phone number.
You can send payments to just about anyone with a U.S. bank account.
The person you are sending funds to will be notified via email or text message and will be informed that funds are available. Typically, an embedded link is then activated to the website of the sender’s financial institution.
For recipients with a debit card on a supported network, funds availability will be practically real-time. Other recipients should see funds deposited in 1-2 business days (via ACH).
Sorry, the answer is no. Only Union Bank debit cards may be used to fund transactions.
Yes. To help protect you from fraudulent activity on your card, the Pay Others service shares the $1500 daily debit card purchase limit. For example, if you use your debit card to make a purchase on the same day you make a Pay Others payment, the combined amount cannot exceed the $1500 daily debit card purchase limit.
There are no restrictions on the number of transactions per day.
Pay Others is a free service. There are no charges to senders or recipients using the service.
The bank may be able to cancel a payment, please contact our Customer Care Team at 1.800.753.4343.
Payment requests are validated via a secure online PIN pad, along with all of the multi-authentication measures required when logging-in to online banking. Pay Others is a PIN transaction system which means senders or recipients using the service should never give their debit card number to anyone. All that is needed for a Recipient to receive funds is their mobile phone number (SMS text message) or email address.
How do you pay your friend back for your share of dinner? What if you want to send some money to a family member quickly and easily? How about if someone needs to send you some money? It used to be that you generally had to carry cash or a check with you to pay […]