Advantage Checking Plus

Qualify for Advantage Checking Plus with a combination of personal deposits averaging at least $100,000 during a monthly statement cycle. The primary account holder on the Advantage Checking Plus account must be a primary or joint owner (or trustee) on additional deposit accounts (checking, certificates of deposit, individual retirement accounts, savings and money market accounts) for their balance to meet the deposit balance requirement. Relationships that fall below the average balance during a statement cycle will be assessed a $20 account service fee.

Special Pricing and Services

Preferred rates on Certificates of Deposit, Individual Retirement Accounts and Money Market Accounts
Free checks, available in a wide range of styles
50% discount on mortgage document preparation
Discounted rate on personal overdraft protection (requires credit approval)
Tiered-rate interest earned daily
Free standard or 5×5 safe deposit box (or standard box fee discount on larger box)
Online banking and unlimited online bill pay, mobile banking and telebanking
Choice of paper statements or eStatements
Free stop payments
Unlimited check writing and no per-check fees, plus check images
Domestic Wire Transfers

Mastercard World Debit Card Perks

Rebated Automated Teller Machine (ATM) surcharges-unlimited, to be credited early next month
Valuable Mastercard World perks like purchase assurance, extended warranty and satisfaction guarantee for signature-based debit purchases
20 percent more ScoreCard Rewards points for signature-based debit purchases
Higher limit on cash withdrawal
All Union Bank Automated Teller Machines (ATM) fees waived
Unlimited no-fee access to 55,000 Allpoint Automated Teller Machines (ATM) worldwide
Free debit card standard replacement

Travel Benefits*

Travel Assistance
Provides pre-trip destination information, such as immunization and embassy details, if traveling more than 50 miles from home and if trip purchased with an eligible Mastercard. Terms of coverage is limited to $1,500 per any twelve (12) month period.
Trip Cancellation/Interruption Insurance
Protects cardholders from forfeited, non-refundable, unused payments and deposits if a trip is interrupted or cancelled, if purchased with an eligible Mastercard.
Collision Damage Waiver
Covers cardholders for damages (physical damage and theft) to a rental vehicle if an eligible Mastercard is used for the rental transaction.

Peace of Mind Benefits

ID Fraud Expense Reimbursement
Reimbursement for expenses incurred as a result of identity theft.
Cell Phone Protection Insurance
Reimbursement for the expense incurred for stolen or damaged phones, if recurring phone bill payments are made using your eligible Mastercard.

Free Wi-Fi Access
Offers access to unlimited and secure Wi-Fi at over 1 Million hotspots globally for up to four devices. Premium speeds with 50 Mbps (megabits per second) in select locations, 4 times faster than the global average.

Travel Guide to Benefits

Peace of Mind Guide to Benefits

Benefit Frequently Asked Questions

Mastercard Wi-Fi Access

To File a Claim