Union Bank

Mastercard Enhanced Debit Card

Convenient, worry-free and cost-effective — but with none of the unpleasant surprises a monthly credit card can bring, your Union Bank Mastercard Enhanced debit card can be used anywhere Mastercard* is accepted.

Whether you elect to use your debit card to withdraw cash at ATMs, shop online, or in the checkout line to buy groceries, each transaction is conveniently deducted from your checking account. If you choose to sign for your purchases at checkout, you earn ScoreCard Rewards that you can redeem online for merchandise and travel.

When using your debit card at an ATM, Union Bank customers automatically have fee-free access to  the Allpoint ATM Network, giving you access to America’s largest surcharge-free network with 55,000 ATMs Worldwide and 2,500 locations  in New England. Simply use your Union Bank Debit Card to get cash at any Allpoint ATM.

Free Card Benefits

Shopping Benefits

Extended Warranty Insurance**
Doubles the time period and duplicates the coverage of the original manufacturer’s or U.S. store brand warranty up to one additional year. No preregistration is required. To file a claim, visit www.mycardbenefits.com   or read the Guide to Benefits

Satisfaction Guarantee**
Provides you with up to $250 per new product, if you become dissatisfied with your purchase and the merchant will not accept a return. Visit  www.mycardbenefits.com to learn more about Satisfaction Guarantee or read the Guide to Benefits

Travel Benefits

Mastercard Travel Services
Discover a convenient way to book hotels, flights and car rentals online with MasterCard Travel Services. Sit back, relax and start planning your journey. Learn more about MasterCard Travel Services

Mastercard Airport Concierge™
Arrange for a personal, dedicated meet-and-greet agent to escort you through the airport on departure, arrival or any connecting flights, 24/7/365  at over 450 destinations worldwide. Learn more about MasterCard Airport Concierge™

Security Benefits

Mastercard ID Theft Protection™
Mastercard is the only payment brand that provides its U.S. cardholders with services – at no extra cost – to help you detect and resolve identity theft.

MasterCard Global Service™
Provides 24/7 customer service assistance with lost or stolen card reporting, emergency cash advance, emergency card replacement, as well as assistance with locating ATMs and help with account related questions.

Mastercard Zero Liability***
You pay only for the purchases you have authorized on your Mastercard, and you won’t be held liable in the event of an unauthorized purchase. This coverage extends to purchases made in stores, over the phone or online. Learn more about MasterCard Zero Liability

Mastercard SecureCode™
As a valued Customer we are pleased to offer you MasterCard SecureCode. Mastercard SecureCode is a private code for your Mastercard account that gives you an additional layer of online shopping security. Only you and the bank know what your code is — merchants aren’t able to see it. More than one million online merchants in 122 countries support transactions made with SecureCode. Look for the logo when you’re providing your payment information. SecureCode works with your existing Union Bank Mastercard account. If you make a purchase in a shop, you enter a PIN number or sign a receipt to validate the transaction. MasterCard SecureCode mimics this process over the Internet by providing a digital receipt that you sign off with your own personal SecureCode. To set up your account and create your private code with us enroll here, MasterCard SecureCode™

* Mastercard Terms of Use

**Certain restrictions, terms, and conditions apply. Please see https://www.mastercard.us/en-us/consumers/find-card-products/debit-cards/enhanced.html for more details.

***Certain restrictions apply. Please see www.mastercard.us/zero-liability html for more details

Related Resources

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