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Home Equities

Home Equity Loans

Home Equity loans are a way to borrow money using the equity you’ve built up in your home as collateral. Home Equity Loans can help finance home improvements, tuition or a vehicle. These loans have regular monthly payments that consist of principal and interest, and which will amortize over a pre-determined period of time.

Home Equity Lines of Credit (HELOC)

Home Equity Lines of Credit allow you to use equity as cash, simply by writing a check against your available credit balance. These loans are a great way to be prepared for unexpected expenses like major household repairs. Lines of Credit are paid back monthly by paying a portion of the principal plus accrued interest. After a pre-determined period of time, the outstanding balance will come due, at which point you must pay off the entire amount borrowed or refinance.

Apply Now

Download our printable applications. Each PDF contains instructions and “field fillable” boxes you can type directly into. Once completed, simply print out, sign and deliver (or mail) to any of our locations.

VT Home Equity Loan

NH Home Equity Loan

VT Home Equity Line of Credit

NH Home Equity Line of Credit

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